Accident Insurance includes coverage for both on- and off-the-job accidents. Having an unexpected accident can cause more than physical injury, it can hurt your bank account, too. Since accidents can happen at any time, 24 hours a day, 7 days a week, it's important to prepare for the unexpected.

This policy can help you pay for out-of-pocket expenses associated with an accident by paying you a benefit depending on the injuries you receive. You can then use the money as you see fit, whether to pay for expenses associated with your accident, like a trip to the emergency room, or to pay for childcare so you can get to the doctor for a follow up visit. And since the policy does not coordinate with any other coverage, you can still receive benefits on top of what your medical plan provides. Plus, the plan will pay you a $50 annual benefit for completing a defined health assessment. Below is a fictional example of how the plan might pay if you or a loved one suffered an injury.

Debbie's Story
Debbie's daughters love playing soccer in the backyard, but Debbie doesn't love the idea of how a sports-related injury could hurt her bank account if one of her daughters was to injure herself. One day her youngest daughter tripped while practicing. At the emergency room they discovered that she had fractured her leg. Luckily, Debbie was prepared for the unexpected because she had purchased a family accident policy. Her policy paid1 her the following benefits, on top of what her CCMSI-provided medical plan covered:

Review the Accident insurance information below. Click links below to open:

Accident Summary (PDF)