Long Term

Basic Long Term Disability (LTD) coverage provides income when you have been disabled for 180 days or more. Your benefit is 60% of your monthly salary up to $2,000. This amount may be reduced by other deductible sources of income or disability earnings. Waiting periods may apply.

Review the Long Term Disablity insurance information below. Click links below to open:

Long Term Disability Class 2 Summary (PDF)

Long Term Disability Class 3 Summary (PDF)